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Disclosure Statement: Introducing your advisor and Australian Financial Services Licensee Robert Northcoat CFP is a director of Northcoat’s Pty Ltd a corporate authorised representative of Echelon Wealth Management, Echelon is licensed to provide financial advice and holds Aust. Financial Services License No. 327250 General Advice Warning: General advice warning The information displayed on this communication is a summary only and should not be construed as investment advice or securities recommendations. It is prepared for general information and not having regard to any particular person’s investment objectives, financial situation or needs. No recommendation (express or implied) or other information should be acted on without obtaining professional advice. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Product Disclosure Statement available from your financial planner. This website is for Australian residents only.